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Relieve Your MCA Stress in Days

Struggling with $50,000+ in MCA debt?

Proudly woman-owned with over 20 years in the MCA industry, making us leaders in the space!

Note: We are unable to assist those with less than $50k in MCA debt.

What We Offer

Our Services

Debt Restructuring

We help clients restructure their debt in a smart and safe way. Our team reviews your current debt and works with lenders to change the payment terms.

Debt Settlement

We are experts in debt settlement. We speak directly with your creditors and work to reduce the total amount you owe

Debt Relief

We provide trusted debt relief solutions. Our team understands how stressful debt can be. We create a clear plan to reduce your debt

Negotiation

Our specialists handle all debt negotiations for you. We use proven methods to negotiate better terms with creditors.

Relief

We focus on giving our clients real financial relief. Our team takes control of the process and reduces the pressure from debt.

Consolidation

We offer professional debt consolidation services. Our experts combine your debts into one simple payment.

WHAT OUR CLIENT SAYS

Real Client Testimonials

What We Offer

What Makes Before Business Bankruptcy The
Smartest Choice?

DOJ Licensed

We are the only MCA Debt Relief firm licensed by the Department of Justice’s Office of Consumer Protection

20 Years of Expertise

Originally operating as Expedia Debt, we’ve been helping businesses since the MCA industry began in 2006.

Ethical & Compliant

Held to the highest standards with a consumer debt management license.

Tailored Solutions

Customized strategies to improve cash flow without disrupting your business operations.

Zero Hidden fees

Our fees are upfront from the beginning.

Real Results for Real Businesses

Here are some questions to ask yourself

to determine if your business is in need of debt relief:

If you answered YES to any of these questions, our debt consolidation services are for you.

Solutions Designed to Grow Your Business

How We Can Help Your Business

We Reduce Your Business Debt & Get You Cashflow Relief.

Debt Relief Solutions

Why Choose Before Business Bankruptcy?

Total Debt Paid Off

Millions

Businesses Helped

Thousands

Years of Experience

20

Free Debt Counseling

Thousands of Businesses

Testimonials

What Our Clients Are Saying

"Before Business Bankruptcy exceeded my expectations in helping my business navigate my overwhelming MCA debt"
Raymond S.
Business Owner
"Outstanding support they've provided to our company...not only saved us money but has kept us out of bankruptcy court"
Gordon J.
Business Owner
"Invaluable assistance in restructuring our business...We are incredebily appreciative of your efforts in saving our business and guiding us through this transition. "
Valerie A.
Business Owner
A Proven Process to Resolve Your Debt

Getting Out of MCA Debt is
as Easy as 1,2,3

Step 1

Your Free Confidential Consultation

Speak with a debt expert to evaluate your situation—no obligation.

Step 2

Customized Debt Analysis

We’ll review your debts and create a tailored plan.

Step 3

Negotiation & Settlement

Our team negotiates with creditors to reduce your payments.

Call Today:  714-793-9393 or
click the link below to:

Before Business Bankruptcy vs. Competitors

FREQUENTLY ASKED QUESTIONS

Common Questions, Clear Answers

How do I know if I qualify for your program?

Answer: If your business has over $50,000 in MCA, vendor debt, or lines of credit, you likely qualify. Schedule a free consultation to confirm your eligibility and explore your options.

Answer: We specialize in restructuring Merchant Cash Advances (MCA), vendor debt, and lines of credit over $50,000. We do not handle personal credit card debt, grants, SBA loans, car payments, or mortgages.

 

Answer: On average, our clients save 50-75% on their total debt. Savings depend on your unique financial situation and the types of debt you have.

Will this hurt my credit score?

Answer: No. Most MCA lenders do not report to credit bureaus, so working with us will not impact your personal credit score.

Answer: While some clients resolve their debt in 6 months, most achieve results within 12 months. We work at your pace to ensure minimal disruption to your business.

 

Answer: Absolutely. We prioritize your privacy and ensure all information shared with us is kept strictly confidential.

Ready to Take the First Step Toward
Financial Freedom?

Don’t let debt control your business. Schedule your free consultation today and see how much you can save

Call Today: 714-793-9393 or
click the link below to:

Before Business Bankruptcy provides business distress solutions to businesses of all sizes that aid in the mission to ultimately ensure peace of mind to business owners in a time of need.

Office Information

Our Location

IMPORTANT DISCLAIMERS: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients that remain in good standing in the program and settle their debt may realize savings of 57% before program fees, or 27% including program fees, over a period of 24 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their inability to save sufficient funds. Estimates are based on prior results, which vary based on individual circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a certain time frame. We do not assume your debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice, or credit repair services. Not available in all states. Please consult a tax professional to discuss any tax consequences of settlement. Please consult a bankruptcy attorney for more information on bankruptcy. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The Company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Testimonials are actual customer experiences and individual opinions and may not be illustrative of all experiences with the Company or its affiliates.

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